Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership
(Adobe EPUB eBook, Kindle Book, OverDrive Read)

Keeanga-Yamahtta Taylor. (2019). Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership. The University of North Carolina Press.

Keeanga-Yamahtta Taylor. 2019. Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership. The University of North Carolina Press.

Keeanga-Yamahtta Taylor, Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership. The University of North Carolina Press, 2019.

Keeanga-Yamahtta Taylor. Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership. The University of North Carolina Press, 2019.

OverDrive Product Record

images

• cover:
  • href: https://img1.od-cdn.com/ImageType-100/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG100.JPG
  • type: image/jpeg
• thumbnail:
  • href: https://img1.od-cdn.com/ImageType-200/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG200.JPG
  • type: image/jpeg
• cover150Wide:
  • href: https://img1.od-cdn.com/ImageType-150/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG150.JPG
  • type: image/jpeg
• cover300Wide:
  • href: https://img1.od-cdn.com/ImageType-400/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG400.JPG
  • type: image/jpeg

formats

1. • identifiers:
     1. • type: ISBN
        • value: 9781469653686
   • name: Adobe EPUB eBook
   • id: ebook-epub-adobe
2. • identifiers:
     1. • type: ISBN
        • value: 9781469653686
     2. • type: ASIN
        • value: B07NMVQQJY
   • name: Kindle Book
   • id: ebook-kindle
3. • identifiers:
     1. • type: ISBN
        • value: 9781469653686
   • name: OverDrive Read
   • id: ebook-overdrive

otherFormatIdentifiers

1. • type: ISBN
   • value: 9781469663883

mediaType

eBook

primaryCreator

• role: Author
• name: Keeanga-Yamahtta Taylor

isOwnedByCollections

True

title

Race for Profit

seriesId

1314881

dateAdded

2019-09-25T21:56:00Z

contentDetails

1. • href: https://link.overdrive.com?websiteID=114&titleID=4644542
   • type: text/html
   • account:
     • name: Front Range Downloadable Library (CO)
     • id: 1100

sortTitle

Race for Profit How Banks and the Real Estate Industry Undermined Black Homeownership

crossRefId

4644542

series

Justice, Power, and Politics

subtitle

How Banks and the Real Estate Industry Undermined Black Homeownership

id

096D080F-299B-44D7-91D9-F919D7B5A6A2

starRating

3.7

OverDrive MetaData

isPublicDomain

False

formats

1. • fileName: RaceforProfit_9781469653686_4644542
   • partCount: 0
   • fileSize: 3010157
   • identifiers:
     1. • type: ISBN
        • value: 9781469653686
   • rights:
     1. • type: Copying
        • value: 0
     2. • type: Printing
        • value: 0
     3. • type: Lending
        • value: 0
     4. • type: ReadAloud
        • value: 0
     5. • type: ExpirationRights
        • value: 0
   • name: Adobe EPUB eBook
   • isReadAlong: False
   • id: ebook-epub-adobe
   • onSaleDate: 10/21/2019
   • samples:
     1. • source: From the book
        • formatType: ebook-overdrive
        • url: https://samples.overdrive.com/?crid=096d080f-299b-44d7-91d9-f919d7b5a6a2&.epub-sample.overdrive.com
2. • fileName: RaceforProfit_9781469653686_4644542
   • partCount: 0
   • fileSize: 0
   • identifiers:
     1. • type: ISBN
        • value: 9781469653686
     2. • type: ASIN
        • value: B07NMVQQJY
   • name: Kindle Book
   • isReadAlong: False
   • id: ebook-kindle
   • onSaleDate: 10/21/2019
   • samples:
     1. • source: From the book
        • formatType: ebook-overdrive
        • url: https://samples.overdrive.com/?crid=096d080f-299b-44d7-91d9-f919d7b5a6a2&.epub-sample.overdrive.com
3. • fileName: RaceforProfit_9781469653686_4644542
   • partCount: 0
   • fileSize: 0
   • identifiers:
     1. • type: ISBN
        • value: 9781469653686
   • name: OverDrive Read
   • isReadAlong: False
   • id: ebook-overdrive
   • onSaleDate: 10/21/2019
   • samples:
     1. • source: From the book
        • formatType: ebook-overdrive
        • url: https://samples.overdrive.com/?crid=096d080f-299b-44d7-91d9-f919d7b5a6a2&.epub-sample.overdrive.com

keywords

1. • value: Riots
2. • value: rats
3. • value: redlining
4. • value: uprisings
5. • value: fair housing
6. • value: racial inequality
7. • value: underclass
8. • value: urban crisis
9. • value: urban rebellions
10. • value: African Americans and the urban crisis
11. • value: black homeownership
12. • value: black housing
13. • value: black women and homeownership
14. • value: black women and welfare
15. • value: civil rights and housing
16. • value: contract buying
17. • value: Dempsey Travis
18. • value: housing policy and African Americans
19. • value: predatory inclusion

creators

1. • role: Author
   • fileAs: Taylor, Keeanga-Yamahtta
   • bioText: Keeanga-Yamahtta Taylor is professor of African American studies at Princeton University and author of From BlackLivesMatter to Black Liberation and How We Get Free: Black Feminism and the Combahee River Collective.
   • name: Keeanga-Yamahtta Taylor

publishDate

2019-10-21T00:00:00Z

isOwnedByCollections

True

title

Race for Profit

fullDescription

LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD
FINALIST, 2020 PULITZER PRIZE IN HISTORY
By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion.
Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind.
Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

seriesId

1314881

popularity

943

links

• self:
  • href: https://api.overdrive.com/v1/collections/v1L1BvwAAAA25/products/096d080f-299b-44d7-91d9-f919d7b5a6a2/metadata
  • type: application/vnd.overdrive.api+json
• shareInLibby:
  • href: https://link.overdrive.com/share?q=vt5GAEqDkIE
  • type: text/HTML

id

096d080f-299b-44d7-91d9-f919d7b5a6a2

starRating

3.6

images

• cover:
  • href: https://img1.od-cdn.com/ImageType-100/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG100.JPG
  • type: image/jpeg
• thumbnail:
  • href: https://img1.od-cdn.com/ImageType-200/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG200.JPG
  • type: image/jpeg
• cover150Wide:
  • href: https://img1.od-cdn.com/ImageType-150/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG150.JPG
  • type: image/jpeg
• cover300Wide:
  • href: https://img1.od-cdn.com/ImageType-400/6852-1/{096D080F-299B-44D7-91D9-F919D7B5A6A2}IMG400.JPG
  • type: image/jpeg

isPublicPerformanceAllowed

False

languages

1. • code: en
   • name: English

subjects

1. • value: History
2. • value: Sociology
3. • value: Nonfiction

publishDateText

10/21/2019

otherFormatIdentifiers

1. • type: ISBN
   • value: 9781469663883

mediaType

eBook

shortDescription

LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD
FINALIST, 2020 PULITZER PRIZE IN HISTORY
By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion.
Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile,...

sortTitle

Race for Profit How Banks and the Real Estate Industry Undermined Black Homeownership

crossRefId

4644542

series

Justice, Power, and Politics

awards

1. • source: Columbia University
   • value: Pulitzer Prize Finalist

subtitle

How Banks and the Real Estate Industry Undermined Black Homeownership

publisher

The University of North Carolina Press

bisacCodes

1. • code: HIS036060
   • description: History / United States / 20th Century
2. • code: HIS056000
   • description: History / African American & Black
3. • code: SOC026030
   • description: Social Science / Sociology / Urban