Winter Wintry Reads (Adult)

"Miryem is the daughter and granddaughter of moneylenders, but her father is not a very good one. Free to lend and reluctant to collect, he has left his family on the edge of poverty--until Miryem intercedes. Hardening her heart, she sets out to retrieve what is owed, and soon gains a reputation for being able to turn silver into gold. But when an ill-advised boast brings her to the attention of the cold creatures who haunt the wood, nothing will...